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Shared Equity Scheme

Get on the property ladder with all the benefits and security of full ownership.
Get on the property ladder with all the benefits and security of full ownership.
Shared Equity allows you to choose the home you want, buy a share and pay a low monthly rent on the part you don't buy. You decide how much of the home you would like to buy, with shares up to 75%. Whether you buy a larger share of a lower-priced home or a smaller share of a more expensive one, it's up to you. In the future, you can buy more of your home and stop paying rent on that part.

Is shared equity right for you?

Shared Equity is perfect if you can’t afford to buy, but don’t want to rent. It allows you to get on the property ladder with all the benefits and security of a full ownership.

 

How does it work?

  • You buy a share of the property
  • You pay rent on the share you don’t own
 

Where is shared equity available?

Shared Equity is available on selected developments and plots.

 

Your home may be repossessed if you do not keep up repayments on your mortgage or Shared Equity lease. Additional service charades may be payable on properties with communal facilities or services. You will also need to consider the responsibilities and associated costs involved in owning a home.